Big Data

Why Asia Needs Alternative Credit Scoring

While progress has been made in expanding financial inclusion, there are still billions of people in the world who do not have access to basic banking services, including access to credit. Between 2011 and 2014, the number of people worldwide

Read More

Alternative Credit Scoring Providers In Southeast Asia You Have To Know

Globally, almost 50% of adults have no access to banking-type services of any description. The lack of access to basic financial services has created major barriers for people to overcome poverty by making it almost impossible for individuals and businesses

Read More

How Fintech Can Be The Key Driver of Financial Inclusion

Fintech companies use software and digital platforms to deliver financial services to consumers and businesses. These digital tools and solutions often disrupt established business models by creating new and more efficient means of providing services. In the context of financial

Read More

Why the CIO Will Drive Bank Success in 2017 and Beyond

The banking Chief Innovation Officer, or CIO, has seen their role change in a very short space of time. It may even be argued that the modern demands of the bank CIO are so different to what came before that

Read More

Ayannah launches an AI-powered Credit Scoring Service for the Unbanked

Ayannah a provider of affordable and accessible digital financial services for emerging markets has partnered with Bayad Center, the bills payment subsidiary of Meralco, the Philippines’ largest electric utility to launch Juan Credit™, the first artificial intelligence-powered credit scoring system

Read More

How Big Data is Used to Better Understand Financial Risk

I should imagine you have read a lot about big data, even if you are not really sure what it is. The definition is simple, it’s a very large volume of data. The amount of data typically requires complex computational

Read More

Lenddo Teams up with FK BCG to Provide Social Media Credit Scoring to South Korea

Lenddo, a startup that has developed an algorithm that pulls and analyzes social media data to determine credit worthiness, has teamed up with consultancy firm FK BCG to tap into the South Korean market. The two companies officially announced the

Read More

Sesame Credit: Data-Driven Credit Scoring

Launched in June 2015, Sesame Credit under Ant Financial Services Group is an Alibaba affiliate well-known for Alipay, Yu’e Bao and Zhao Cai Bao. It is also the first-of-its-kind credit scoring service in China. Sesame Credit leverages a sea of

Read More

TrustingSocial: Credit Scoring Based on Mobile and Social Data

TrustingSocial, a fintech startup headquartered in New York, is looking to tap into a trillion dollar market opportunity by determining your creditworthiness with social and mobile data. By using home-designed Big Data and deep learning technologies, TrustingSocial aims to find

Read More