Posts From Johanan Devanesan

Are CBDCs a Threat to Monetary Policy? Possibly, Says IMF

Central Bank Digital Currencies (CBDCs) represent a transformative development in the financial industry, as a growing number of countries rapidly progress from theoretical considerations to focused research and pilot programs. The compelling advantages of CBDCs have garnered the attention of

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Southeast Asia Ushering In a Golden Era of Payments?

The payments industry is undergoing a massive shift globally, and for some time now Southeast Asia has been emerging as a significant regional player pushing innovation and adoption in this lucrative fintech space. The industry is evolving at an unprecedented

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The Silicon Valley Bank Collapse, Contagion, and Containment

The collapse of Silicon Valley Bank (SVB) has sent shockwaves throughout the global economy. SVB was the parent bank that focused on tech startups, and its failure announced on Friday, 10 March is the biggest since the 2008 financial crisis.

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Why Rural Banks Are Essential to the Microfinance Ecosystem of Laos

Rural banks fulfil different roles in different countries, but across the board they help to promote financial inclusion efforts to move the local population – many who have never possessed a bank account – to participate in the regional economy.

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Singapore Study on Harvard Case Platform Reveals What Sets DBS’ Digital Transformation Apart

Singapore-based DBS Bank has become a top-ranked bank globally driven by its successful digital transformation initiatives, focus on sustainability, and high-quality customer service. DBS has managed to maintain its competitive edge by embracing digital innovation and staying at the forefront

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Partior Sets Sights on the Future of Global Money Movement

Partior is a blockchain-based exchange platform, a fintech company operating within the exciting Web3 space that is being hailed as the future of the internet. Blockchain technology provides a secure and decentralised ledger that can be used to record and

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Vietnam’s SMEs Get a Boost from Digital Lending

Even as much of the world experienced recessionary economic winds, the Vietnamese economy continued to be robust, even recording growth out of a dour 2022. Part of that resurgence in Vietnam was a strong import-export boom, and now positive digital

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Crypto Lessons From 2022 The Industry Should Avoid in 2023

As any crypto industry observer surely knows, 2022 was one of the most turbulent years since Bitcoin hit mainstream notoriety and digital asset markets became a sphere of interest for fintech companies and private investors alike.  The early part of

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Green Banking and Its Role in Combating Global Climate Change

Climate change and sustainable development efforts are becoming a global movement for financial companies like they have for many businesses. This includes pressure on the banking sector to set carbon goals, and for fintech companies to introduce green features in

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