Position title
Associate Executive – Credit Risk Management

MoMo (M_Service)

Description

A position of Associate Executive – Credit Risk Management at MoMo (M_Service)

Responsibilities
  • Monitor credit portfolio performance of assigned lending products, including but not limited to sales volume, approval rate, collection performance, credit loss rate, approval & UW costs, collection costs, marketing costs, EBITDA – P&L;
  • Evaluate & revise timely the underwriting and collection process, risk acceptance criteria, scoring matrix, risk and collection targets;
  • Use early indicator metrics and data visualization effectively to report portfolio performance, collection performance and support, escalate issues that threaten portfolio;
  • Optimize operational performance & potential improvements of every end-to-end approval process & collection process of assigned product, propose and take corrective actions and monitoring;
  • Able to deep dive analyze, explore data analysis on both internal & external data, back-test external data service & propose to implement in order to manage either portfolio risk performance or sales target or profitability target;
  • Coordinate with related teams/partners to enable/enhance process, implement new changes and monitor after go-live.
Qualifications
  • Two or more years of experience in retail Credit Risk Management or Fintech lending
  • Strong knowledge at credit score, behavior score; cross credit score model;
  • Proficient in SQL, bigquery, data visualize as data studio/powerBI; using python or Rstudio is a plus;
  • Bachelor’s degree (or equivalent) in finance or related field; Logical thinking, proactive, data mining is a plus.

MoMo is one of the fastest-growing fintech companies in Vietnam, with nearly 2,000 employees dedicated to advancing financial inclusion for the Vietnamese people. Founded in 2007, MoMo now has over 31 million users, 50,000 domestic partners, 140,000 payment acceptance points nationwide, and partnerships with 70 banks and international card organizations. With a diverse ecosystem and cutting-edge technology, MoMo enables users to spend, manage finances, invest, access credit, and run their businesses more easily and efficiently.

Employment Type
On-site
Industry
Financial Services
Job Location
Ho Chi Minh City, Vietnam
Date posted
January 22, 2025
Valid through
February 22, 2025
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