Position title
Credit Portfolio Risk Management
Description

As a Credit Portfolio Risk Management at SCBX, you will play a pivotal role in safeguarding their financial stability by analyzing, monitoring, and mitigating risks within our credit portfolio. You will work closely with their subsidiaries to ensure effective credit risk management practices are in place, and you will be instrumental in developing strategies to manage and reduce potential risks.

Responsibilities

Credit Risk Analysis, Monitoring, Mitigation and Control

• Conduct detailed analysis of the credit portfolio to identify risk concentrations and potential exposures.

• Continuously monitor the credit performance of all subsidiaries, assessing the impact of macroeconomic changes and market trends on portfolio health.

• Develop and implement risk mitigation strategies to manage and reduce risks associated with the credit portfolio.

• Establish credit risk policies and guidelines in accordance with regulatory standards and the group’s risk appetite.

• Advise on portfolio diversification strategies to minimize risk through a balanced mix of credit offerings and customer segmentation.

Subsidiary Credit Portfolio Management Assessment

• Assess the effectiveness of lending subsidiaries in managing their credit portfolios and their processes for Expected Credit Loss (ECL) and Model Overlays (MO) provisioning, including model risk management.

Stress Testing and Scenario Analysis

• Conduct stress tests and scenario analyses to evaluate the potential impact of adverse scenarios on the credit portfolio.

• Use results to enhance risk management practices and refine risk assessment methodologies.

SCBX is the mothership of the financial technology business group, comprising 12 subsidiary companies that operate across three key business pillars: Banking Business, Consumer and Digital Finance Business, and Platform and Technology Business. In addition, SCBX also focuses on Climate Technology, aspiring to become ‘The Most Admired Regional Financial Technology Group’.

The company conducts its business with flexibility and prudence in governance and risk management and has possesses the potential to compete equally in global competitions.

Employment Type
Full-time
Job Location
Bangkok, Thailand
Date posted
May 21, 2024
Valid through
June 21, 2024
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