Position title
Executive – Credit Risk Management
Description

What you will do:

  • Monitor credit portfolio performance of assigned lending products, including but not limited to sales volume, approval rate, collection performance, credit loss rate, approval & UW costs, collection costs, marketing costs, EBITDA – P&L;
  • Evaluate & revise timely the verification process, risk acceptance criteria, scoring matrix, risk targets and collection targets of assigned products in order to meet business/product needs;
  • Use early risk indicator metrics and data visualization effectively to report portfolio performance and support decision-making, escalate issues that threaten portfolio;
  • Optimize operational performance & potential improvements of every end-to-end approval process & collection process of assigned product, propose and take corrective actions and monitoring;
  • Able to deep dive analyze, explore data analysis on both internal & external data, backtest external data service & propose to implement in order to manage either portfolio risk performance or sales target or profitability target;
  • Coordinate with related teams/partners to enable/enhance approval STP, implement new changes and monitor after go-live.
Qualifications
  • Two or more years of experience in retail Credit Risk Management or Fintech lending;
  • Strong knowledge at credit score, fraud score, behavior score; cross credit score model; backtest external/alternative data;
  • Proficient in SQL, big query, data visualize as data studio/powerBI; using python or Rstudio is a plus;
  • Bachelor’s degree (or equivalent) in finance or related field;
  • Logical thinking, proactive, data mining is a plus.

MoMo is a leading super app and one of the fastest-growing Fintech companies in Viet Nam with various domestic and international awards in hand.

Employment Type
Full-time
Job Location
Ho Chi Minh City, Vietnam
Date posted
May 17, 2024
Valid through
June 17, 2024
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