Position title
Executive – Credit Risk Management

What you will do:

  • Monitor credit portfolio performance of assigned lending products, including but not limited to sales volume, approval rate, collection performance, credit loss rate, approval & UW costs, collection costs, marketing costs, EBITDA – P&L;
  • Evaluate & revise timely the verification process, risk acceptance criteria, scoring matrix, risk targets and collection targets of assigned products in order to meet business/product needs;
  • Use early risk indicator metrics and data visualization effectively to report portfolio performance and support decision-making, escalate issues that threaten portfolio;
  • Optimize operational performance & potential improvements of every end-to-end approval process & collection process of assigned product, propose and take corrective actions and monitoring;
  • Able to deep dive analyze, explore data analysis on both internal & external data, backtest external data service & propose to implement in order to manage either portfolio risk performance or sales target or profitability target;
  • Coordinate with related teams/partners to enable/enhance approval STP, implement new changes and monitor after go-live.
  • Two or more years of experience in retail Credit Risk Management or Fintech lending;
  • Strong knowledge at credit score, fraud score, behavior score; cross credit score model; backtest external/alternative data;
  • Proficient in SQL, big query, data visualize as data studio/powerBI; using python or Rstudio is a plus;
  • Bachelor’s degree (or equivalent) in finance or related field;
  • Logical thinking, proactive, data mining is a plus.

MoMo is a leading super app and one of the fastest-growing Fintech companies in Viet Nam with various domestic and international awards in hand.

Employment Type
Job Location
Ho Chi Minh City, Vietnam
Date posted
May 17, 2024
Valid through
June 17, 2024
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