Position title
Head of Lending Product (Business)

As the Head of Lending Product at Cake Digital Bank, you will be responsible for driving the development, enhancement, and management of our lending product portfolio. An ideal candidate will have a deep understanding of fintech or banking, a proven track record of successful product management, and the ability to lead cross-functional teams to deliver innovative lending solutions.


Product Strategy and Vision

  • Develop and articulate a comprehensive vision and strategy for the lending product portfolio in alignment with the company‘s overall goals and market trends.
  • Drive innovation in lending products to meet customer needs and stay ahead of industry developments.

Product Development and Lifecycle Management

  • Oversee the end-to-end product development lifecycle, from ideation to launch and ongoing optimization.
  • Collaborate with cross-functional teams, including technology, risk, marketing, and operations, to deliver high-quality lending products.

Market Research and Analysis

  • Conduct market research to identify emerging trends, customer needs, and competitive offerings in the lending space.
  • Use market insights to inform product decisions and enhancements.

Risk Management

  • Work closely with risk and compliance teams to ensure lending products comply with regulatory requirements and risk management standards.
  • Implement measures to mitigate lending-related risks while optimizing customer experience.

Customer Experience

  • Focus on enhancing the overall customer experience by delivering user-friendly and innovative lending solutions.
  • Gather and analyze customer feedback to continuously improve lending products.

Financial Performance

  • Develop and monitor key performance indicators (KPIs) related to the financial performance of lending products.
  • Optimize pricing, terms, and features to achieve financial objectives.


  • Lead and mentor a high-performing team of product managers and specialists.
  • Foster a collaborative and innovative team culture.
  • Bachelor‘s degree in Banking, Finance, or related fields. Advanced degree or relevant certifications are big plus.
  • At least 10 years of experience in product management, with a focus on lending products in fintech, banking or consumer finance.
  • Proven success in developing and launching new lending products.
  • Strong leadership and team management skills with the ability to inspire and drive results.
  • Excellent analytical and problem-solving skills, with a data-driven approach to decision-making.
  • Deep understanding of the fintech or banking industry, lending products, and market dynamics.

Cake by VPBank is a Digital Bank developed by Vietnam Prosperity Joint-Stock Commercial Bank (VPBank), in order to bring you extraordinarily easy and fast banking experiences in the modern era with a number of outstanding features.

Employment Type
Digital Bank
Job Location
Ho Chi Minh City, Vietnam
Date posted
January 22, 2024
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