As the Head of Lending Product at Cake Digital Bank, you will be responsible for driving the development, enhancement, and management of our lending product portfolio. An ideal candidate will have a deep understanding of fintech or banking, a proven track record of successful product management, and the ability to lead cross-functional teams to deliver innovative lending solutions.
Product Strategy and Vision
- Develop and articulate a comprehensive vision and strategy for the lending product portfolio in alignment with the company‘s overall goals and market trends.
- Drive innovation in lending products to meet customer needs and stay ahead of industry developments.
Product Development and Lifecycle Management
- Oversee the end-to-end product development lifecycle, from ideation to launch and ongoing optimization.
- Collaborate with cross-functional teams, including technology, risk, marketing, and operations, to deliver high-quality lending products.
Market Research and Analysis
- Conduct market research to identify emerging trends, customer needs, and competitive offerings in the lending space.
- Use market insights to inform product decisions and enhancements.
- Work closely with risk and compliance teams to ensure lending products comply with regulatory requirements and risk management standards.
- Implement measures to mitigate lending-related risks while optimizing customer experience.
- Focus on enhancing the overall customer experience by delivering user-friendly and innovative lending solutions.
- Gather and analyze customer feedback to continuously improve lending products.
- Develop and monitor key performance indicators (KPIs) related to the financial performance of lending products.
- Optimize pricing, terms, and features to achieve financial objectives.
- Lead and mentor a high-performing team of product managers and specialists.
- Foster a collaborative and innovative team culture.
- Bachelor‘s degree in Banking, Finance, or related fields. Advanced degree or relevant certifications are big plus.
- At least 10 years of experience in product management, with a focus on lending products in fintech, banking or consumer finance.
- Proven success in developing and launching new lending products.
- Strong leadership and team management skills with the ability to inspire and drive results.
- Excellent analytical and problem-solving skills, with a data-driven approach to decision-making.
- Deep understanding of the fintech or banking industry, lending products, and market dynamics.
Cake by VPBank is a Digital Bank developed by Vietnam Prosperity Joint-Stock Commercial Bank (VPBank), in order to bring you extraordinarily easy and fast banking experiences in the modern era with a number of outstanding features.