AI-powered embedded finance startup CrediLinq has raised US$8.5 million in a Series A funding round.
The fundraise was backed by Citi North America, Rustem Family Office, OM/VC and MS&AD Ventures.
Existing investors 1982 Ventures, 500 Global, Epic Angels and Big Sky Capital also participated in the round.
Based in Singapore, CrediLinq offers embedded financing solutions for B2B platforms by integrating its credit infrastructure through APIs.
Described as a Credit-as-a-Service platform, its technology uses real-time alternative data—including platform data, unstructured data, and bureau information—to assess creditworthiness and offer financing to SMEs directly within digital platforms.
The new funds will be used to expand CrediLinq’s footprint in the United States, United Kingdom and Australia, while strengthening its local presence in Singapore.
The capital will also support strategic acquisitions and new partnerships in these markets.
The company plans to grow its team by hiring senior talent across commercial, product and technology roles.
CrediLinq said it will continue to develop its AI-powered credit algorithms to enhance loan performance and operational efficiency.
The platform also includes features such as ‘Default On’ collections and agentic workflows to drive efficiency and reduce non-performing loans.
Its solutions are used across various sectors, including e-commerce, procurement, accounting and payments, with integrations in platforms such as Amazon, Lazada and TikTok Shop.
Deep Singh, Founder and Group CEO of CrediLinq, said,
“Today marks a pivotal moment for CrediLinq as we accelerate the growth of embedded finance globally, helping platforms empower digital native SMEs with flexible, transparent and more seamless access to capital.
With this new funding, we are excited to deepen our partnerships, expand into new markets, and invest in senior talent and technology infrastructure that will support the next phase of our growth.”
Vikram Kotibhaskar, Co-Founder of CrediLinq. added,
“By being integrated within platforms, our Credit-as-a-Service stack leverages API connectivity, transactional data and credit algorithms for quick decision-making at the point of need and offers easy checkout within the partner ecosystem.
This results in a fast, frictionless and transparent customer experience and more ways for platforms to monetize their business. Our agentic workflows also drive efficiency and continuous monitoring to keep loan losses low. Platform partners benefit with higher stickiness, trust, and scalability that drives up GMV.”
Featured image: Edited by Fintech News Singapore, based on image by CrediLinq
