Privacy Policy / Disclaimer

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Imprint:
CK Finanzpro GmbH
Klusdoerfli 5
8032 Zurich
Switzerland
represented by: Christian König
ck@finanzpro.ch
CHE-311.655.017 

Privacy policy

The data controller within the meaning of data protection legislation, especially the General Data Protection Regulation (GDPR) is:

Christian König
Klusdörfli 5
8032 Zurich, Switzerland

Telephone: +41 79 650 36 75
Email: accounting@fintechnews.ch
Website: https://fintechnews.ch/impressum/ 

General information

Acting on the basis of article 13 of the Swiss Federal Constitution and the Federal Act concerning the Protection of Personal Data (Datenschutzgesetz, DSG), every person has the right to have their privacy protected and to have their personal data protected from misuse. The operators of these web pages take the protection of your personal data very seriously. We treat your personal data confidentially and in accordance with data protection legislation as well as this privacy policy.

We work in partnership with our hosting providers and make every effort to ensure that databases are protected as effectively as possible from unauthorised access, loss, misuse and fraud.

We would like to point out that the online transmission of data (such as via email) may be exposed to security gaps. 

By using this website, you consent to the collection, processing and use of your data as described below. In principle, you may use this website without having to register. When you visit the website, data on your visit is stored on the server for statistical purposes without this data being directly related to your person. This data may include the pages or name of the file accessed, and the date and time. Personal data, in particular your name, address or email address, are only collected on a voluntary basis. Data is not passed on to third parties without your consent.

Processing of personal data

Personal data is all information relating to an identified or identifiable person. A data subject is a person whose personal data is processed. Processing includes any handling of personal data, regardless of the means and process used, in particular, storage, notification, acquisition, collection, deletion, saving, amending, destruction and use of personal data.

We process personal data in accordance with Swiss data protection legislation. In addition, to the extent and insofar as the EU GDPR is applicable, we process personal data in accordance with the following legal bases in connection with Art. 6 para. 1 GDPR: 

  • lit. a) the data subject has given consent to the processing of their personal data for one or more specific purposes;
  • lit. b) processing is necessary for the performance of a contract to which the data subject is party or in order to take steps at the request of the data subject prior to entering into a contract;
  • lit. c) processing is necessary for compliance with a legal obligation to which the controller is subject;
  • lit. d) processing is necessary in order to protect the vital interests of the data subject or of another natural person;
  • lit. f) processing is necessary for the purposes of the legitimate interests pursued by the controller or by a third party, except where such interests are overridden by the interests or fundamental rights and freedoms of the data subject which require protection of personal data, in particular where the data subject is a child. Legitimate interests include, in particular, business interest in being able to provide website information security, the enforcement of legal claims, and compliance with Swiss law.

We process personal data for the duration that is necessary for the respective purpose. Where longer storage arises due to legal obligations the processing of personal data is limited accordingly.

Cookie privacy policy

This website uses cookies. These are small text files that enable the saving of specific, user-related information on the user’s device while they are using the website. In particular, cookies enable us to determine the frequency of use and number of users of the website, and to analyse page usage behaviour and design our offer to be more customer-friendly. Cookies are stored beyond the end of a browser session and can be recalled when you visit the site again. If you wish to prevent this, you should set your internet browser to refuse cookies.

For many services, and especially in the case of tracking, you can lodge a general objection against the use of cookies for online marketing purposes via the US site http://www.aboutads.info/choices/ or the EU site http://www.youronlinechoices.com/. Furthermore, you can block cookies by disabling them in the browser’s settings. Please note that in this case you may not be able to use the full functionality of this website.

Services provided by third parties

This website uses Google Maps to embed maps, Google Invisible reCAPTCHA to protect against bots and spam and YouTube to embed videos.

These services, provided by the American company Google LLC, use cookies, among other things, and as a result data is transmitted to Google in the USA, whereby we assume that no personal tracking takes place solely through the use of our website.

Google is committed to ensuring adequate data protection in accordance with the American/European and American/Swiss Privacy Shields.

Further information can be found in the Google privacy policy.

Newsletter privacy policy

If you would like to receive our newsletter, we require a valid email address as well as information which allows us to verify that you are the owner of the email address provided and that you agree to receive this newsletter. Further data is not collected. We use this data exclusively to send you the requested information and we do not pass it on to third parties.

You may revoke consent to the storage of your data and email address as well as their use for sending the newsletter at any time by clicking the “unsubscribe” link in the newsletter.

Privacy policy regarding the comment feature on this website

When you use the comment function on this website, information in addition to your comment is saved, including the time the comment was created, your email address and, if you do not post anonymously, your username.

Storage of your IP address

Our comment function saves the IP addresses of users who write comments. Since we do not check comments on our site before they are posted, we need this data in order to be able to proceed against the author in the event of legal violations such as insults or propaganda.

Subscribing to comments

As a user of the site, you may subscribe to comments after registering. You will receive a confirmation email to check that you are the owner of the email address provided. You can unsubscribe from this feature at any time via a link provided in the email.

Chargeable services

In order to provide chargeable services, we ask for additional data, such as payment information, so that we can process your order. We store this data in our systems until the statutory retention periods have expired.

Google Analytics privacy policy

This website uses Google Analytics, a web analysis service provided by Google Ireland Limited. If the person responsible for data processing on this website is outside the European Economic Area or Switzerland, Google Analytics data processing is carried out by Google LLC. Google LLC and Google Ireland Limited are hereinafter referred to as “Google”.

The statistics obtained in this way enable us to improve our services and make them more interesting for you as a user. This website uses Google Analytics to analyse visitor flows across all devices. This is carried out via a user ID (Google Universal Analytics). If you have a Google user account, you can deactivate the cross-device analysis of your usage in the Google settings under “My data”, “Personal data”.

The legal basis for the use of Google Analytics is Art. 6 para. 1 sent. 1 lit. f) GDPR. The IP address provided by your browser in the framework of Google Analytics will not be combined with other data from Google. We would point out to you that Google Analytics has been expanded on this website by the code “_anonymizeIp();”, in order to ensure anonymised collection of IP addresses. Through the use of this tool, IP addresses are processed in shortened form, thus making it impossible to associate them with a specific person. If the data collected about you can be linked to a person, this will be excluded immediately and the personal data will be deleted immediately.

The full IP address will only be transmitted to a Google server in the USA and shortened there in exceptional cases. On behalf of the operator of this website, Google will use this information to analyse your use of the website, compile reports regarding website activity, and provide other services to the website operator related to website and internet usage. For the exceptional cases in which personal data are transferred to the USA, Google has submitted to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework .

Google Analytics uses cookies. The information generated by the cookie about your use of the website is usually transmitted to and stored by Google on servers in the United States. You may prevent the use of cookies by selecting the corresponding setting in your browser; however, we would like to inform you that this may prevent you from fully utilising all functions provided by this website. In addition, you can prevent Google from collecting the data generated by the cookie on your use of the website (including your IP address), and also prevent the processing of this data by Google by downloading and installing the browser plugin available via the following link: Deactivate Google Analytics.

You can also prevent the use of Google Analytics by clicking on this link: Deactivate Google Analytics. This saves a so-called opt-out cookie on your data carrier, which prevents the processing of personal data by Google Analytics. Please note that if you delete all cookies on your device, these opt-out cookies will also be deleted i.e. you will have to set the opt-out cookies again if you want to continue to prevent this form of data collection. Opt-out cookies are set per browser and computer/device and must therefore be activated separately for each browser, computer or other device.

Hubspot privacy policy

Our website uses Hubspot, a marketing automation software from HubSpot, 2nd Floor 30 North Wall Quay, Dublin 1, Ireland. HubSpot is a software company from the USA with a European subsidiary in Ireland. Hubspot supports us in analysing the use of our website. To do so, Hubspot sets cookies.

Certain usage data is linked to your person and stored in our CRM (e.g. after entry in a registration form). This enables us to send you information and offers that are specially tailored to your interests.

Your personal data may also be forwarded to Hubspot’s servers in the United States. The appropriate level of protection is achieved by HubSpot, Inc.’s participation in the EU-US Privacy Shield agreement and certification for its compliance.

We use Hubspot to provide you with information and offers tailored to your needs. Accordingly, we have a legitimate interest in this processing within the scope of Art. 6 para. 1 lit. f GDPR. 

As part of the use of Hubspot, we store your personal data for as long as it is necessary to provide you with information and offers tailored to your needs.

The provision of the personal data collected via Hubspot is not required by law or contract, nor is it required for the conclusion of a contract. If you do not provide us with this data, we will not be able to provide you with any information or offers tailored to your needs.

You can find more information on Hubspot’s use of data in Hubspot’s privacy policy at: https://legal.hubspot.com/de/privacy-policy.

You can object to the use of your data at any time, e.g. by sending an email to the address provided in this privacy policy.

HubSpot is certified under the conditions of the “EU-US Privacy Shield Framework and is governed by the TRUSTe Privacy Seal as well as the “US-Swiss Safe Harbor” framework.

Facebook privacy policy

This website uses features from Facebook Inc., 1601 S. California Ave, Palo Alto, CA 94304, USA. When you visit pages on our website which contain Facebook plug-ins, a connection is established between your browser and Facebook’s servers. Data is already transferred to Facebook at this point. If you have a Facebook account, this data can be linked to your Facebook account. If you do not want this data to be assigned to your Facebook account, please log out of Facebook before visiting our website. Interactions, in particular using the comment feature or clicking the “Like” or “Share” button, are also passed on to Facebook. For more information, please consult https://de-de.facebook.com/about/privacy.

Twitter privacy policy

This website uses features from Twitter Inc., 1355 Market St, Suite 900, San Francisco, CA 94103, USA. When you visit pages on our website which contain Twitter plug-ins, a connection is established between your browser and Twitter’s servers. Data is already transferred to Twitter at this point. If you have a Twitter account, this data can be linked to your Twitter account. If you do not want this data to be assigned to your Twitter account, please log out of Twitter before visiting our website. Interactions, in particular clicking the “Retweet” button, are also passed on to Twitter. For more information, please consult https://twitter.com/privacy.

LinkedIn privacy policy

Our online offer uses the marketing services of the LinkedIn social network, provided by LinkedIn Ireland Unlimited Company, Wilton Plaza, Wilton Place, Dublin 2, Ireland (“LinkedIn”).

These services use cookies, i.e. text files that are stored on your computer. This enables us to analyse your use of the website. For example, we can measure the success of our ads and show users products that they have previously shown interest in.

The cookies capture, for example, information on your operating system, your browser, the previously accessed website (referrer URL), websites you visited, offers you clicked on, and the date and time of your visit to our website.

The information generated by the cookie about your usage of this website will generally be transmitted in anonymised form to a LinkedIn server in the USA and stored there. LinkedIn does not save the name or the email address of the respective user. Rather, the above-mentioned data is only assigned to the person with whom the cookie was generated. This does not apply if the user has allowed LinkedIn to process his or her data without pseudonymisation or if the user has a LinkedIn account.

You can refuse the storage of cookies by selecting the appropriate settings on your browser; however, please be advised that in this case, you may not be able to use all the features of this website. You can also object to the use of your data directly on LinkedIn: https://www.linkedin.com/psettings/guest-controls/retargeting-opt-out.

We use LinkedIn Analytics to analyse the use of our website and to improve it on a regular basis. The statistics obtained in this way enable us to improve our services and make them more interesting for you as a user. All LinkedIn companies have accepted the standard contractual clauses to ensure that data traffic to the USA and Singapore necessary for the development, implementation and maintenance of the services takes place in a lawful manner. Insofar as we ask users for their consent, the legal basis for processing is Art. 6 para. 1 lit. a GDPR. Diversely, further legal basis for the use of LinkedIn Analytics is Art. 6 para. 1 lit. f sent. 1 GDPR.

Information about the third-party provider: LinkedIn Ireland Unlimited Company, Wilton Place, Dublin 2, Ireland; user agreement and privacy policy.

Pinterest privacy policy

We use social plugins by the social network Pinterest on this website, operated by Pinterest Inc., 808 Brannan Street San Francisco, CA 94103-490, USA (“Pinterest”). If you access a page containing this plugin, your browser will establish a direct link to the Pinterest servers. The plugin transfers protocol data to the Pinterest servers in the USA. This protocol data may contain your IP address, the address of websites visited which include Pinterest features, your browser type and settings, the data and time of your request and your usage of Pinterest and cookies.

Further information about the purpose, scope and other processing and use of data by Pinterest, as well as the rights and options relating to the protection of your privacy, can be found in Pinterest’s privacy policy: https://about.pinterest.com/de/privacy-policy

Amazon partner programme

On the basis of our legitimate interests within the meaning of Art. 6 para. 1 lit. f GDPR, we are a participant in the Amazon EU partner programme, which was designed to provide a medium for websites to earn reimbursements for their advertising costs through the placement of ads and links to Amazon (affiliate system). As an Amazon partner, we earn money from qualifying purchases.

Amazon uses cookies in order to be able to trace the origin of orders. Among other things, Amazon can recognise that you clicked the partner link on our website and then bought a product from Amazon.

Further information on Amazon’s use of data and your options to object can be found in the company’s privacy policy via the link: https://www.amazon.de/gp/help/customer/display.html?nodeId=201909010.

Amazon and the Amazon logo are trademarks of Amazon.com, Inc. or one of its affiliates.

The copyright and all other rights to the content, images, photos or other files on the website belong exclusively to the operator of this website or the specifically named owners of the rights. Prior written agreement from the owner of the copyright is required for any reproduction of any elements.

Anyone who commits a copyright infringement without the consent of the respective rights holder can be liable to prosecution and potentially liable for damages.

General exclusion of liability

All information on our website has been carefully checked. We strive to keep our website up-to-date, correct and complete. Nevertheless, errors cannot be entirely ruled out, thus we cannot guarantee the completeness, correctness and topicality of information, including journalistic and editorial information. Liability claims arising from material or immaterial damage caused by the use of the information on our website are excluded, unless it can be proven that there was wilful intent or gross negligence.

The publisher may change or delete texts at its own discretion and without notice and is not obliged to update the content of this website. Use of or access to this website is at the visitor’s own risk. The publisher, its clients or partners are not responsible for damage, such as direct damage, indirect damage, accidental damage, specific damage to be determined in advance or consequential damage allegedly caused by visiting this website, and consequently assume no liability for this.

The publisher also assumes no responsibility or liability for the content and availability of third-party websites that can be accessed via external links on this website. The operators of the linked websites are solely responsible for their content. The publisher thus expressly distances itself from all third-party content that may be relevant under criminal or liability law or that is contrary to common decency.

Changes

We may modify this privacy policy at any time without notice. The current version published on our website shall apply. If the privacy policy is part of an agreement with you, we will notify you of the change by email or other appropriate means if it is updated.

Questions for the data protection officer

Should you have any questions relating to privacy or data protection, please send us an email or get in touch directly with the person named at the beginning of our privacy policy as our data protection officer.

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