The report, authored by FXC Intelligence, a provider of cross-border payments data and intelligence, examines how artificial intelligence, stablecoins, and blockchain infrastructure are reshaping the business payments landscape.
FXC Intelligence projects the B2B cross-border payments market will reach US$47.8 trillion by 2032, growing at a 5.3% CAGR, with services accounting for 27% of total flows.
Paul Meng
“Technologies are changing the B2B payments experience rapidly, but that doesn’t mean every existing payments technology is out,”
said Paul Meng, Co-Founder and CEO of SUNRATE.
“SUNRATE aims to integrate traditional and decentralised technologies under a trusted regulatory environment, delivering a unified global payment experience.”
Daniel Webber
“AI, stablecoins and blockchain are some of the very few technologies that look set to have a lasting impact on cross-border payments,”
added Daniel Webber, Founder and CEO of FXC Intelligence.
The paper notes that AI is moving into a performance phase, with treasury, risk, and marketing functions seeing productivity increases of two to three times.
SUNRATE highlights AI agents that gather real-time product and corridor intelligence, reducing operational effort and creating consistency across organisations.
Stablecoin adoption is increasing, particularly in emerging markets where they operate in an “invisible” form.
While fiat rails in G10 corridors can deliver near real-time settlement at approximately 0.01% cost, stablecoins provide significant advantages in higher-friction markets.
Blockchain applications are also expanding beyond currency, from on-chain KYC to tokenised deposits and blockchain-based reconciliation, offering a potential single source of truth for payment lifecycle events.
Featured image credit: Edited by Fintech News Singapore, based on image by peshkovagalina via Freepik
