DeCard by DCS and Coin98 have launched the Coin98 Fusion Card, a payment solution that allows users to spend digital assets at more than 150 million Visa-accepting merchants worldwide.
The partnership brings together DeCard’s regulated payments infrastructure and Coin98’s Web3 wallet, marking one of the region’s earliest collaborations between a licensed financial institution and a major DeFi platform trusted by millions.
Crypto interest in Southeast Asia remains high, with 92 percent of consumers aware of digital assets and 64 percent expressing interest in using them for payments.
Even so, everyday spending has been held back by regulatory uncertainty, infrastructure gaps, trust concerns and the need for OTC conversions or additional apps.
The Fusion Card aims to close this last-mile gap by allowing users to sign up, top up and spend directly through the Coin98 Super Wallet.
The card connects Coin98’s global user base to DeCard’s compliant rails, enabling routine purchases without conversion steps, OTC fees or extra applications.
Users can spend stablecoins on common transactions such as food, shopping or travel through the Visa network.

“Bridging stablecoins into real-world utility has always been at the heart of DeCard’s mission.
For Web3 to go mainstream, it needs trusted rails, and that’s exactly what we’ve built at DeCard: a secure, compliant, and scalable product that gives innovators like Coin98 the confidence to bring everyday crypto payments to life.”
said Joan Han, COO of DeCard.

“We chose to partner with DeCard because of their proven track record in compliance, security, and infrastructure.
DeCard gives us the foundation we need to build confidently, while we focus on creating a product that makes spending digital assets as easy and intuitive as any payment method people already use,”
said Thanh Le, Founder of Coin98.
The Fusion Card will launch first in Asia Pacific and will offer rewards including a sign-up bonus, referral incentives, cashback tiers and perks for high-usage customers.






