Indonesian payment infrastructure provider Artajasa has signed a MoU with Ant International to integrate cross-border payment systems and digital solutions for SMEs.

The agreement, signed in Singapore, aims to connect Indonesia’s domestic payment infrastructure with Ant International’s global ecosystem.

The partnership focuses on integrating cross-border transactions, implementing AI-driven mobile innovations, and providing digitalisation tools for local merchants.

Artajasa currently operates the ATM Bersama network, connecting over 80,000 ATMs and 98 institutions, and serves as the largest QRIS provider with a reach of over 41 million merchants.

Ant International, through its Alipay+ gateway, connects approximately 1.8 billion user accounts to 150 million merchants across 100 markets.

Commenting on the collaboration, Armand Hermawan, President Director & Chief Executive Officer of Artajasa stated,

“This MoU reflects our commitment to fostering open collaboration, exchanging insights, and jointly exploring innovative opportunities that will advance the payment ecosystem.”

“Indonesia is one of the most dynamic digital economies in the world, and we’re proud to collaborate with Artajasa to further Indonesia’s digital capabilities and learn from the local ecosystem,”

said Edward Yue, Alipay+ General Manager for SEA, ANZ and South Asia, Ant International.

“Ant International will fully support Artajasa and local Indonesian partners through our technologies and know-how, from payments and beyond, to make innovation accessible to local users and businesses.”

The companies will launch the initial phase of the collaboration in 2026.

This partnership improves transaction mobility for both Indonesian consumers and international visitors while increasing the global competitiveness of Indonesia’s national payment system.

Featured image credit: Ant International

This article first appeared on Fintech News Indonesia