Money20/20 Asia is returning to the Queen Sirikit National Convention Center in Bangkok from April 21 to 23, 2026, bringing together the region’s most powerful voices across banking, payments, digital assets, and financial innovation to redefine Asia’s fintech future.
This year’s theme, “Front Infrastructure to Impact – Where Technology Meets Humanity”, will explore how the next wave of financial innovation delivers tangible outcomes across the Asia-Pacific (APAC) region.
The conference will feature 250 speakers representing over 40 global and regional banks, alongside leading payment providers including Visa, Nium, and Thunes. Together, these experts will address the industry’s most critical topics such as digital public infrastructure, embedded finance, artificial intelligence (AI)‑powered services, and inclusive financial design.
A comprehensive program spread across five stages
This year, Money20/20 Asia promises more than 50 hours of strategies and insights distributed across five distinct stages. The Radiant Stage will unit Asia’s most influential industry voices; the Inner Forum Stage will offer deep‑dive sessions and workshops; and the MoneyPot Stage will feature live podcasting and networking experiences, creating a comprehensive ecosystem for learning, debate, and collaboration.
Complementing these stages, the Startup and Investor Park will connect 20 standout APAC startups with global investors, enterprise partners, and decision‑makers. These startups will get the chance to compete for the Golden Ticket to the 2026 Startupbootcamp Sustainability Singapore Accelerator, which will offer the winners SGD 70,000 (US$55,000) in non-dilutive prize money, access to the Investment Readiness Program, and expert coaching.
Making its debut in 2026, the Intersection Stage will explore the real-world outcomes of traditional finance (TradFi) and decentralized finance (DeFi) convergence across APAC, addressing how banks, fintech startups, and emerging technologies are reshaping the global financial ecosystem.
This stage will bring together leaders from major financial institutions and well-known fintech companies to discuss how innovation, regulation, and new financial infrastructure are transforming areas such as digital assets, trust and cybersecurity, and cross-border payments.
Top sessions to attend on Day 1
Delving deeper into this year’s agenda, several sessions stand out for their timely topics and prominent lineups. These sessions will address some of fintech’s most pressing issues and opportunities, including AI advance, cross-border payments, digital assets, and fintech regulation, featuring industry pioneers who will share their experiences, insights, and predictions for the sector’s future.
On April 21, the Scaling Finance Across Asia, Global Platforms and Local Needs session will be held from 10:30 to 11:10 on the Radiant Stage, exploring how financial engagement across Asia is being reshaped by technology that reflects deeply local needs.
The discussion, which will feature Nadia Omer of MOVE, Raymond Ng of Revolut, Rachel Whelan of Deutsche Bank, and Vira Platonova of Visa will speak, with Danny Levy of Money20/20 moderating, will examine how regional platforms and partnerships can support resilient financial ecosystems by balancing scale with hyperlocal relevance as institutions navigate diverse markets, infrastructure gaps, and evolving customer expectations.
The Breaking Barriers with Scalable Payment Solutions across Asia session, taking place from 11:25 to 11:55 on the MoneyPot Stage, will explore the challenges of scaling payment infrastructure across Asia, such as fragmented regulations and legacy systems, by examining how institutions are redesigning architecture with modular, cloud-native platforms. Led by experts from FIS, Bank of America, and McKinsey, the discussion will focus on balancing regional scale with local adaptability to ensure seamless and trusted cross-border payments.
The From Clicks to Code, Governing the Age of Autonomous Commerce panel, scheduled from 11:40 to 12:20 on the Radiant Stage, will investigate the shift from human-led to machine-driven commerce as AI agents begin to transact on behalf of users. Speakers from Worldpay, the Monetary Authority of Singapore (MAS), and Visa will explore how liability, authentication, and trust frameworks must evolve to enable safe, scalable autonomous commerce through interoperable standards.
The Global Money Moves: Connecting Commerce with Cross Currency Payments session, taking place from 11:50 to 12:30 on the Inner Forum Stage, will focus on the critical nature of cross-currency payments to global commerce despite ongoing friction regarding liquidity and regulatory complexity. Leaders from Razorpay, JP Morgan, and Thunes will examine how new infrastructure and digital rails are reshaping money movement to deliver faster, more transparent solutions for global merchants.
The Building Intelligent Infrastructure: From Digital Foundations to Human Connections session, scheduled from 13:30 to 14:00 on the MoneyPot Stage, will discuss how intelligent infrastructure is evolving from back-end plumbing to a strategic growth engine as finance becomes increasingly embedded in business operations. Speakers from Ascent Venture Group, Finmo, Coda Payments, BigPay, and Wise will highlight how modular, API-first, and AI-powered platforms are enabling international payments to flow seamlessly into ERP, e-commerce, and supply chain systems, closing long-standing connectivity gaps and bringing enterprise-grade treasury capabilities within reach of businesses of every size.
The Winning the Borderless Consumer Through Smarter Payments panel will take place from 13:55 to 14:35 on the Radiant Stage, exploring how travel platforms and fintech innovators are simplifying cross-border consumer payments for Asia’s globally minded consumers. Experts from TenPay Global, YouTrip, PayPal, and TripLink will discuss how local rails, smart foreign exchange (FX) routing, and embedded wallet experiences define the next generation of borderless commerce.
The Redefining the Banking Experience for Underserved Segments session, scheduled from 14:45 to 15:15 on the Inner Forum Stage, will examine how digital banks across APAC are using AI, alternative data, and automation to expand access, improve risk assessment, and simplify everyday money management. Panelists from GXS Bank, ANEXT Bank, and Green Link Digital Bank will explore how next-generation banking models are closing access gaps while building sustainable, trust-driven relationships with emerging customer segments.
The Banking on Digital Transformation 101 panel, taking place from 15:30 to 16:10 on the Intersection Stage, will explore how banks across Asia are modernizing core systems, operating models, and customer experiences to remain competitive in a digital-first economy. Bringing together perspectives from Mox Bank, Alliance Bank Malaysia, and Yusys Technologies, it will examine the practical realities of transformation, while also highlighting the growing impact of digital assets in reshaping financial services and driving innovation.
The Driving Pragmatic Innovation: Pioneering Seamless Payments with Tokenisation session, taking place from 16:15 to 16:45 on the Intersection Stage, will address the corporate need for 24/7 payment solutions beyond real-time rails. Speakers from HSBC, Swift SC, and MAS will discuss how traditional finance players are partnering to leverage distributed ledger technology (DLT) and tokenization to transform corporate treasury flows.
Key sessions on Day 2 and Day 3
On April 22, the Payment Workshop: Readiness Barometer of Tokenized Money – Moderated Debate will be held from 10:05 to 10:25 on the Inner Forum Stage, assessing how ready the ecosystem is for tokenized money across regulation and trust, infrastructure and interoperability, real-world demand, and ecosystem alignment. Participants from Thunes, Emerging Payments Association Asia, Fireblocks, and Coinbase will explore whether governance frameworks are clear and use cases are commercially viable to define the path from experimentation to real-world adoption.
The Ambition to Action through Operationalizing AI and Data Intelligence in Financial Services session, held from 15:20 to 15:50 on the Radiant Stage, will examine the practical application of AI and data intelligence, emphasizing the transition from theory to measurable business value. Drawing on the expertise of Yusys Technologies, and Huawei, the session will outline the technical infrastructure and security protocols necessary for large-scale implementation of advanced analytics and generative AI (genAI).
The How Digital Asset Ecosystems Will Redefine Money session, taking place from 15:35 to 16:15 on the Intersection Stage, will dive into cutting-edge innovations like blockchain and DeFi are driving the future of money. Speakers from Standard Chartered, Caladan, KASIKORNBANK, and UOB will explore how these technologies are creating new opportunities, challenging the status quo, and unlocking financial freedom for billions.
On April 23, the Money’s Next Evolution, Stablecoins, CBDCs and the New Payment Stack panel will be held from 10:25 to 11:05 on the Intersection Stage, examining how institutional adoption, policy frameworks, and cross-border coordination are redefining settlement at scale. Experts from Ripple, Capitalixe, Paxos Labs, and Yellow Card will explore where stablecoins fit alongside central bank digital currencies (CBDCs), how governance models are evolving, and what this shift means for global payments, liquidity, and digital commerce.
The Behavioural Data and the Last Mile of Credit Access session, scheduled from 11:25 to 12:05 on the MoneyPot Stage, will examine how behavioral and psychometric data are used to assess risk and expand credit access where formal credit histories are limited. Panelists from the National Credit Bureau Thailand, Ringkas, Begini, and the Bank of Punjab will look at the practical considerations, safeguards, and trade-offs involved in deploying alternative data models to support more inclusive lending at scale.
The Marketing in Fintech: What Works, What Doesn’t, and What’s Next session, taking place from 13:50 to 14:20 on the Inner Forum Stage, will address the increasing complexity and cost of customer acquisition in fintech. Experts from BigPay, People’s Inc. 360 | Seraphina AI, and ANEXT will share insights on what is currently driving results, from data strategies to new distribution approaches, and how trust is built, attention is captured, and growth is sustained in an increasingly competitive landscape.
Money20/20 Asia 2026 is expected to bring together 4,000 senior decision-makers from the region and beyond.
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Featured image: Edited by Fintech News Singapore, based on image by Money20/20
