MetaComp has rolled out a new framework to govern how an AI agent operates across regulated financial services.
Known as the StableX Know Your Agent (KYA), the framework sets out how AI agents are identified, authorised and monitored across payments, compliance and wealth workflows.
The framework was unveiled at Money20/20 Asia in Bangkok and is open for adoption by financial institutions, regulators and network partners.
“AI agents are already operating in financial services — initiating payments, making compliance decisions, managing portfolios. And yet there is no agreed standard for who those agents are, what they are permitted to do, or who is accountable when they act outside their mandate.
KYA is our active contribution to establish that standard for regulated financial services. It governs agents across their full lifecycle — identity, authorisation, behaviour monitoring, and how they interact with each other — within a single architecture.”
said Tin Pei Ling, Co-President of MetaComp.
How MetaComp’s AI Agent Framework Is Structured
KYA is built around four pillars: Agent Identity and Registration, Authority and Permission Control, VisionX Behaviour Monitoring and Risk Intelligence, and Ecosystem and Interaction Governance.
Under the framework by Metacomp, each AI agent is tied to a verified identity linked to an individual or institution through a tamper-resistant registry.
Agents also operate within defined permissions, with human escalation required when actions go beyond approved thresholds.
The framework includes behaviour monitoring, dynamic risk profiling and authenticated record-keeping to support traceability and oversight.
It also extends FATF Travel Rule principles to agent-initiated and agent-to-agent transactions by requiring the exchange of verified identity and transaction information.
MetaComp said the framework draws on the Model AI Governance Framework for Agentic AI published by Singapore’s Infocomm Media Development Authority, and that it engaged IMDA during development.
Tin added,
“We are in active engagement with other regulators and stakeholders. We are not presenting this as a finished answer. We are publishing it openly, because this is not a problem any one institution can resolve on its own.
We are asking financial institutions, regulators, and technology partners to adopt it, challenge it, and build on it with us.”
The launch also included the expansion of MetaComp’s AgentX ecosystem.
Financial institutions and developers can access the infrastructure through compatible AI platforms using the Model Context Protocol.
MetaComp said AgentX will be available across Claude, Claude Code, OpenClaw and other compatible AI platforms from 21 April.
The first tool in the ecosystem is the VisionX Know Your Transaction Skill, which combines more than four blockchain analytics vendors into a single compliance layer.
More tools for cross-border payments, treasury and wealth management are expected by late Q2 2026.
