Nuvei has completed a live agentic commerce test with Visa, where a merchant’s AI agent initiated and paid for a shopper’s purchase without leaving the AI agent.
The test was conducted with Visa, Arvato Systems and fashion brand Kings and Priests.
It was completed without sending the shopper to a separate checkout flow.
Multiple issuers across Europe took part, with payments authorised and settled on live rails using a tokenised credential through Visa Intelligent Commerce.
The transaction used shopper-set controls, including spending limits and approved purchase categories.
The test forms part of Nuvei’s wider agentic payments strategy, which aims to help merchants support AI-initiated payments across different protocols and networks.
Phil Fayer, Chair and CEO of Nuvei, said,
“Agentic commerce is the next evolution of digital commerce, with AI not just finding products but initiating purchases.
This proof of concept starts inside a merchant’s own experience and points to where payments are heading: a layer that lets any agent, on any protocol, make a payment.”
The proof of concept involved issuing partners including Alpha Bank, Piraeus Bank, Bank Leumi, CAL, MAX and Bank of Cyprus.
Visa Europe’s Head of Product and Solutions Mathieu Altwegg said,
“Through Visa Agentic Ready, we are extending existing capabilities — including tokenisation and network-level controls — to enable agent-initiated payments in a trusted and consistent way.
This proof of concept shows how those foundations can support new experiences today, with authentication continuing to evolve as the model scales.”
Nuvei is also building a protocol compatibility layer to let merchants connect once and accept payments from agent standards such as ACP, AP2 and MCP.
The company plans to add Know Your Agent features to register and credential agents, validate consumer mandates, assess agent risk and keep actions auditable.
Nuvei is targeting initial availability in the second half of 2026, including protocol compatibility, agent risk scoring, network certifications and a developer sandbox.
Nuvei, Visa and the participating issuers are now working to scale the capability toward production.
Featured image: Edited by Fintech News Singapore, based on image by FestArt via Magnific
