Atome Financial grew its 2025 revenue by 80% to a record US$470 million and achieved a second consecutive year of pre-tax profitability.
The Singapore-based digital financial services company also reported a 52% increase in total operating income to US$360 million.
Gross merchandise volume rose more than 60% to over US$4 billion.
Atome attributed the growth to an expanding loan book, broader merchant partnerships, new product launches and AI-driven operational efficiencies.
The company offers buy now, pay later (BNPL), card, lending and insurance products across Southeast Asia.
Growth continued into 2026. As of June, annualised net revenue had reached US$800 million, up 55% year on year, while annualised gross merchandise volume exceeded US$6 billion, up 64%.
Its PayLater Anywhere Card passed three million cards issued in the Philippines by June.
Atome also launched the card in Malaysia earlier this year.
The company has expanded its funding base to support further growth.
It recently secured a PHP5 billion, or about US$81 million, local-currency facility from Asia United Bank in the Philippines.
This followed an upsized US$345 million syndicated facility announced earlier this year to support its operations across Southeast Asia.
Featured image: Edited by Fintech News Singapore, based on image by Dikarte via Magnific
