FinTech Startups in Cambodia


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Cambodia FinTech Startups in Payments


Founded:2008 | "Top"Top"Top


Wing is a mobile banking services provider with the commitment of providing financial inclusion via mobile banking services to the unbanked and under-banked.


Founded:2015 | "Top"Top

paygoPayGo is the safer, easier way to pay for the most popular services.
You can pay for all necessary services right on and/or make payments at home or top up the phones of your relatives and friends even when you are out. You can make payments for your relatives and friends, even if you live in different cities.

True Money

Founded:2015 | "Top"Top"Top



TrueMoney is a (mobile) payment provider in Cambodia that enables customers, who are typically “un-banked”, to access financial services using their mobile phone or/and the TrueMoney agent network (Terminal POS). TrueMoney is building a network of TrueMoney agents, and strategic partners to provide a suite of financial payments services.


Founded:1995 | "Top"Top"Top



Prasac is the largest microfinance institution (MFI) in Cambodia. Customers can transfer money between their accounts, pay bills, top-up their mobile phones, manage their cards, check their balances and get a mini-statement by logging on to their internet banking and mobile banking services.


Founded:2014 | "Top"Top"Top

bongloyBongloy is a Southeast Asia based FinTech company focusing on open API for card issuance and digital payment infrastructure.


Founded: 2015 |"Top"Top"Top

metfoneeMoney is a service by Metfone and MB Bank to provide financial and banking to customers who are the mobile subscribers. Services include: Money Transfer, Phone Top up, Bill payments and etc

Asia Wei Luy

Founded:2016 | "Top

Asia Wei LuyAsia Wei Luy is a mobile payment service provider that allows our customers (individuals and businesses) to transfer, deposit and withdraw money between each other and with anyone in Cambodia, via any mobile phone, at low cost.

KB Global Digital Bank


KB Global

KB Global Digital Bank is a rechargeable wallet-based mobile banking service which combines both financial services, such as account, wire transfer, overseas remittance and P2P payment, and non-financial services like messaging. KB Financial Group signed a memorandum of understanding (MOU) with Cambodia’s Canadia Bank and AMK

AMK Money Transfer

Founded:2016 | "Top"Top"Top

amkmfiAMK Money Transfer service allows you to send and receive money anywhere in Cambodia in easy, reliable, safe, fast and affordable way. This service is open to all for any purpose, from sending financial support to your loved ones to doing business transactions.


Founded:2016 | "Top"Top"Top

Smart AxiataSmartLuy is a secure way to transfer money, pay your utility and other bills and to do mobile top up to any operators.


Founded:2017 | "Top



Tesjor is Cambodia’s first true eCommerce platform to focus on food and beverages. Users can order food and drinks from food outlets with the option of takeaway, delivery and even dining in. It has its own epayment function called Tesjor Wallet.

Pi Pay

Founded:2017 | "Top"Top"Top

Pi PayPi Pay innovative and completely cashless payment platform operating in Cambodia. It incorporates merchant payment services with a range of social and lifestyle features including Chat, Maps and Friend Finder, and a growing network of retail partners in the Kingdom.

Gmoney Trans

Founded:2016 | "Top

GmoneyTransGmoney Trans, a South Korean phone-based money transfer company has partnered with Wing Specialized Bank to tap into remittance services for Cambodians living and working abroad.

Ly Hour Pay Pro

Founded:2016 | "Top

Ly Hour VeluyDomestic money-transfer service Ly Hour Pay Pro has received an operating licence from the central bank and will begin operations soon with 1,000 agents nationwide. According to Ly Hour, the new company will focus on domestic money transfers, pre-paid mobile phone top-ups and bill payment services.

Cambodia FinTech Startups in Alternative Financing / Insurance


Founded: 2014 | "Top"Top"Top

BIMA Cambodia


BIMA Cambodia is an insurtech company that uses mobile technology to deliver affordable insurance and health services, and fuel financial inclusion in developing countries

តោះFUND (TosFund)

Founded: 1999| "Top

tosfundTosFUND is a non-profit crowdfunding website based on offline and online donations and rewards. The TosFUND project aims to facilitate fundraising of development projects and social causes in Cambodia.


Founded:2014 | "Top

sonatra groupSONATRA’s mission is to encourage income independency and alleviate poverty. SONATRA aims to become a leading Microfinance is providing load to responsible low-income individuals and Small and Medium Enterprises that are unable to obtain financial services from banks to seek for more capital to enhance their businesses.


Founded:2017 | "Top

Komchey is the first online SME loan matchmaking platform in Cambodia. Their aim is to enhance SME’s access to finance.



Founded:2015 | "Top"Top"Top

agribuddyAgribuddy creates credit scoring of farmers based on their activities and performance of their crops and provides them to the bank as credit information. Based on the information, the bank loans funds within the credit limit through farmers’ smartphones.


Founded:2016| "Top"Top"Top is Cambodia’s first online P2P lending platform, designed to facilitate low cost loans for borrowers while increasing the return and managing risk for the lenders. combines traditional lending practices with social networking to create the platform where borrowers and lenders transact.


Cambodia FinTech Startups in Accounting/Banking Platforms


Founded:2013 | "Top"Top"Top



Banhji is a localized digital financial and accounting platform, built for ASEAN SMEs industry-specific needs


Founded:2014 | "Top"Top



Morakot VB is a core-banking system for Microfinance Institutions (MFI), Credit Operators, as well as Banks. The system can be implemented on-premise or on a cloud-based server for low-budget clients. The system comes with fully integrated and automated accounting, and supports multi-branch and multi-currency.


Founded:2015 | "Top"Top"Top

kiu globalKiuAsia is an e-commerce platform for trades between vendors from South East Asia countries and buyers from all over the world. Kiupay enables SMEs to accept electronic payments and access credit and invoice discounting services. It is Kiu’s financing & payments processing arm.


Cambodia FinTech Startups in Comparison Portals


Founded:2017 | "Top

speanSpean is a fintech startup in Cambodia providing a loan comparison platform to help banks/MFIs improve operation efficiency and to improve financial literacy among borrowers

Cambodia FinTech Startups in Blockchain & Cryptocurrency


Founded:2017 | "Top"Top"Top



CryptoAsia makes it easy to accept Bitcoin payments in Cambodia and be paid in dollars. It is currently developing a bitcoin exchange platform in Cambodia.

Cambodia Mobile Banking Services


Launched: 2016 | "Top

maybank cambodiaMayBank has introduced its mobile banking app in Cambodia in a bid to strengthen its presence in the country. The app is the first in Cambodia to offer Augmented Reality and a QR Code reader.

ABA Mobile

Launched: 2016 | "Top"Top

Aba Bank


ABA Mobile app for those who want to have around-the-clock access to their accounts on the go. It includes E-Cash, a service available in ABA Mobile app. Through which you can send money to any ABA ATM and withdraw it without a card.

ACLEDA Unity ToanChet

Launched: 2010 | "Top

acleda bank


ACLEDA Unity ToanChet is a mobile banking Application running on smartphones, enabling customers to do banking transactions from anywhere, anytime.


Launched: 2016 | "Top

bidc bank


BIDC Mobile Banking Cambodia application by the Bank for Investment and Development Joint Stock Company Cambodia and Campuchia Payment Solution developed(Cambopay), allowing individual customers to open an account at BIDC easily perform banking transactions on machines phone / tablet with an Internet connection (3G / WiFi).


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Other resources you might be interested in:

Curious about other Asian Fintech Startup Directories and lists? Here’s a nice overview page looking at the fintech startups directories in Asia by country.

Asia Fintech Startup Directory