Tidlor Holdings Public Company Limited (TIDLOR) operates as a holding company that invests in other businesses. Its core focus is on non-bank financial services and insurance brokerage, primarily conducted through Ngern Tid Lor Public Company Limited (“Ngern Tidlor”), the company behind the well-known Ngern Tidlor brand – a leading provider of vehicle title loans for underbanked customers in Thailand. It is also the country’s largest branch-based non-life insurance broker, operating under Shield Insurance Broker brand, along with a newly established InsurTech company under the brands Areegator and heygoody.