Visa is accelerating its agentic commerce strategy with the rollout of Intelligent Commerce across Asia Pacific and pilots planned for 2026.
The initiative aims to establish a secure foundation for transactions carried out by AI agents on behalf of consumers.
Visa Intelligent Commerce combines APIs and a partner program to enable safe, transparent, and consent-based payments by AI agents.
It integrates tokenisation, authentication, payment instructions, and transaction signals through Visa’s infrastructure, allowing AI systems to transact securely while maintaining consumer trust.
AI-driven retail activity has surged more than 4,700% in the past year, with 85% of shoppers who used AI saying it improved their experience.
Visa said the expansion will prepare its network for this next phase of digital commerce as more consumers rely on AI to shop and pay online.
T.R. Ramachandran, Head of Products and Solutions, Asia Pacific, Visa, said,
“Agentic commerce is transforming the very fabric of online payment transactions, requiring a unified ecosystem to unlock its full potential.
With Visa Intelligent Commerce and its cornerstone, Trusted Agent Protocol, Visa is connecting consumers, AI agents and merchants through secure, scalable solutions. This ensures every interaction is verified andtransparent, empowering all parties of the purchase to embrace this future with confidence.”
The Trusted Agent Protocol enables merchants to identify verified AI agents and distinguish legitimate transactions from fraudulent ones.
Using cryptographic signatures, it allows them to confirm an agent’s identity and retain visibility of the consumer behind each purchase.
The open, low-code system can be integrated with minimal changes, giving merchants confidence in managing AI-driven transactions.
Visa is collaborating with partners including Ant International, LG Uplus, Microsoft, Perplexity, Stripe, and Tencent to advance the infrastructure for agentic commerce.
Pilot programs are expected to launch across Asia Pacific by early 2026, with Visa showcasing the platform at the Singapore Fintech Festival from 12 to 14 November 2025.
Featured image: Edited by Fintech News Singapore, based on image by tete_escape via Freepik
