Pine Labs has appointed former Razorpay executive Jayaram Karthik as Chief Operations Officer (COO).
Jayaram will oversee the company’s operations and merchant experiences across India and international markets.
He will also lead the development of technology-enabled operating models as Pine Labs expands internationally.
Pine Labs currently operates across more than 20 countries and is seeking to establish a more unified operational model across its markets.
Jayaram brings more than 25 years of experience across operations, risk, analytics and technology.
He has previously held leadership roles at American Express, Citibank, Amazon, Tata and Razorpay.
His experience includes leading operational transformation, strengthening operating models and standardising end-to-end merchant journeys.

Jayaram said,
“The next competitive advantage in fintech will come from turning complexity into simplicity for customers. That requires a strong combination of technology, operations and experience to work as one.
Pine Labs has built an impressive global business, and I look forward to helping scale the operational foundation that will enable the company to grow faster, standardisation to serve customers better and build lasting trust across markets.”
The appointment comes as Pine Labs standardises its operations to support further international growth.
Featured image: Edited by Fintech News Singapore, based on image by ishfaqahmad1 via Magnific


