Imagine running a modern city’s transportation network on a century-old single-track railway. That’s the reality many acquirers face today. Their legacy systems are unable to keep up with real-time digital commerce. While everyone sees the tap, click, or swipe, few realise that the true enabler of speed, personalisation, and profitability in merchant acquiring is the software platform behind it. Just as e-commerce relies on logistics networks, digital payments depend on invisible infrastructure. Think of this ecosystem as a train network. Card products and transactions are the trains, acceptance channels and hosts are the stations, and payment platforms like Way4 from…

In the ever-evolving landscape of payments, it is crucial to choose a payment platform from a vendor that can anticipate and support future growth through innovative functionality. This choice is key for staying ahead of your competitors. To illustrate the importance of choosing the right payment platform, consider the following scenarios. Imagine you’re expanding from debit/prepaid cards to credit cards and exploring becoming an acquirer or launching a digital wallet. Or, perhaps you’re a payment processor serving large banks and want to attract fintech clients with appealing offers. You might also be an acquirer targeting global ecommerce, needing new pricing…

Software as a service (SaaS) is a significant part of the global software market, making up one-third of it, and is making an impact across various industries, including payments. New fintech companies leverage SaaS for swift product launches without significant initial infrastructure investments or compliance-related delays. Established players are embracing SaaS to quickly launch products and services without disrupting existing operations. But SaaS does come with a caveat. Companies are wary of sacrificing the freedom to offer unique, differentiated solutions for the sake of convenience and savings. A company’s business vision may be stifled if their SaaS vendor restricts them…