Over the past year, there has been a clear shift in conversations with banking and fintech leaders across Singapore, Malaysia, Indonesia and key markets in Southeast Asia. The question is no longer simply “How do we digitise?” but “How do we make smarter, faster, safer decisions.” That shift captures where Asia Pacific is heading and explains why artificial intelligence (AI) decisioning is emerging as a critical driver of intelligent growth for the region’s financial institutions. AI has moved far beyond experimentation. In a region defined by rapid digital acceleration and increasingly complex risk patterns, banks and fintechs are under pressure…
Author: Kavines Karthigasan, Head of APAC, Provenir
Author
Kavines is the Head of the region driving business-value propositions for Provenir across the APAC. With a decade of experience in credit risk management solutions in the financial services sector, Kavines has worked with major banks and lenders in Southeast Asia, assisting them in optimising their business processes, automating their workflows, and complying with regulatory standards through the use of risk and decision management applications. Prior to joining Provenir, he spent nearly a decade as a key member of Experian’s Southeast Asia Decision Analytics group. Throughout his career, he has held a variety of positions, beginning as an implementation analyst, progressing to consultant, then pre-sales consultant, and finally customer success manager for the Southeast Asia region. He was born in Malaysia and graduated from Monash Australia. Kavines’ aim is to help his clients achieve customer-level consistency, digital transformation, and data-driven decision making across their products and channels.


