Today, it’s the digital customer’s world—banks just live in it. Twenty percent of bank customers are now digital-only users. Seventy-three percent admit they’d be more excited about a new offering from Apple, Google or Amazon than from their own Financial Services Provider (FSP). Thirty-five percent of millennials don’t even believe they’ll need a bank five years from now. In a new age of intelligent, connected capabilities, consumers expect nothing short of a sophisticated banking experience that meets their evolving needs. They desire a deep level of personalization and anticipatory engagement. They want contextual, multi-touch experiences that span the entire organization.…