Author: Sandra Ernst

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Sandra Ernst is the former CEO of an early stage P2P invoice financing platform in Singapore, with more than 10 years of experience in banking, FinTech, and Private Equity Real Estate.

Dealflow, scalability, and trust – a P2P crowdfunding startup is a 3 legged stool, without one of these, it risks a collapse. P2P crowdfunding has been a relatively recent phenomenon in Singapore, with the first platforms that are still operational having started in 2014/2015. There were companies before that – like ApexPeak that was founded in 2012 and was doing fantastically well initially, until it suddenly vanished from the radar three years into its operations. For simplicity, this blogpost will only talk about P2P Lending and Invoice Financing platforms (“platforms”), due to the specific nature of other businesses such as…

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