Vietnam’s HDBank has launched its fully digital bank, Vikki Digital Bank, powered by Thought Machine’s Vault Core technology.
The new digital bank has already onboarded over 15,000 active users and processes US$50 million in monthly transactions.
Vikki Digital Bank, developed by Galaxy FinX in partnership with HDBank, involved collaboration with leading industry partners such as Thought Machine, HyperVerge, Amazon Web Services (AWS), Mastercard, and Genesys.
The bank offers a wide range of services including daily banking (current and savings account, debit cards, QR payments, bill payments, term deposits), lending (credit cards, overdrafts), and rewards programmes like Vikki Deals and Vikki Go.
Vikki Digital Bank, has partnered with VietJet Air to integrate banking services into the ticket purchasing experience, will soon offer exclusive benefits such as free insurance, medical care, and zero-dong tickets for Vikki customers.
In the near future, Vikki Digital Bank plans to expand its services to foreign clients.
Marcin Miller, CEO and Vice Chairman, Co-founder at Galaxy FinX said in a LinkedIn post,
“After more than 18 months of intensive technology development and partnering with industry pioneers like Thought Machine, HyperVerge, Amazon Web Services (AWS), Mastercard, Genesys, and many others, we have created a robust digital banking platform that offers a wide spectrum of financial products with hyper-personalisation, AI-enabled analytics, and superb customer service. By the end of the year, we aim to become the largest digital bank in Vietnam in terms of MAUs [Monthly Active Users].”
