Bengaluru-based digital lending startup Kreditbee has raised US$280 million, bringing its post-money valuation to US$1.5 billion.
The round comprises US$220 million in primary capital for the company and US$60 million in secondary capital for existing investors selling shares.
The funding was led by Hornbill Capital, Japanese bank MUFG-backed Dragon Funds, and Indian private equity firm Motilal Oswal Alternates, with participation from WhiteOak Capital, A.P. Moller Holding, and existing investors including Premji Invest and Advent International, The Economic Times reported.
“This is our last private round before our planned public listing. We are hopeful that in the next two to three months the merger of our technology and NBFC entity will be completed,”
said Co-Founder Madhusudan Ekambaram.
The company is awaiting approval from the National Company Law Tribunal before formally starting its IPO.
Competitors such as Fibe, Moneyview, and Kissht are also preparing to go public.
Founded in 2016 by Ekambaram, Karthikeyan Krishnaswamy and Vivek Veda, Kreditbee began with unsecured consumer loans and has since expanded into secured products like loans against property and small enterprise lending.
The firm operates around 50 sales offices and recently launched its own Unified Payments Interface (UPI) application.
“Our focus will be on cross-selling products to existing customers and building GenAI capabilities across multiple business functions,”
Ekambaram added.
Kreditbee previously raised about US$200 million in January 2023 at a US$680 million valuation and has raised roughly US$256 million in total since inception.
The company reported operating revenue of Rs 805 crore and net profit of Rs 137 crore for the quarter ending December 2025.
Total disbursals for 2025-26 reached Rs 30,000 crore, with assets under management of Rs 15,000 crore, including Rs 500 crore in loans against property and Rs 1,000 crore in small and medium enterprise lending.
Featured image credit: Edited by Fintech News Singapore, based on image by dlzerox via Freepik
