For decades, payments technology has been assessed against security, reliability, scalability, compliance and cost. These remain non-negotiable. Yet in Singapore and Southeast Asia, the environment is changing faster than traditional investment cycles. Real-time rails are connecting across borders, digital businesses are scaling, and artificial intelligence is changing customer experience and software development. This article argues that agility should now be treated as a payments capability. Agility is not simply releasing code quickly. It is the organisational capacity to change products, controls, integrations, operating processes and infrastructure safely, repeatedly and at speed, without destabilising the platform that carries the economy. Southeast…
Author: David Marsh, Senior Industry Advisor, APAC, Endava
Author
Endava is a software engineering consultancy with 60 offices around the world and a strong backstory developing innovative payment solutions for banks, schemes, PSPs, fintechs and corporates. David is one of the pioneers in Australia as part of the organisations expansion into the APAC region, tasked with identifying points of relevance from Endava’s global payments experience. He is an advisor to help clients implement seamless customer experience and payment flows using agile delivery methods.
Endava, a provider of next-gen technology services, is helping design the architecture behind Nexus cross-border payments as Asia moves to link domestic real-time payment systems. The word “Nexus” comes from the latin noun nexus – meaning binding together, or a connection. It was a particularly apt name for the Bank for International Settlements initiative that sought to connect the real time payment systems of Singapore, Malaysia, Thailand, the Philippines and India. But it wasn’t until recently that it quite struck us just how appropriate that image of the bringing together of disparate things actually is. Interoperability is Key to Payment…