Ant International has launched its new artificial intelligence platform, Alipay+ GenAI Cockpit, as part of a broader AI strategy aimed at helping fintech companies and super apps develop more secure and efficient financial services.

The AI-as-a-Service platform is set to be officially deployed by its first external clients in Southeast Asia and South Asia starting June 2025.

The company’s AI approach focuses on three areas: strengthening AI security, applying domain-specific fintech expertise, and offering full-stack platform support for agent-driven financial services.

Alipay+ GenAI Cockpit has been tested across Ant International’s key business lines, including its Alipay+ wallet gateway, Antom’s merchant payment service, WorldFirst’s cross-border accounts, and embedded finance offerings.

The platform is designed to handle a range of financial functions such as payment orchestration, onboarding, compliance checks, fraud detection, and dispute resolution.

Ant International said its AI SHIELD system, a core part of its security framework, addresses external threats like AI-generated fraud and internal risks such as data leakage and model bias.

The system reportedly uses over 100 recognition models and more than 600,000 risk lexicons to assess risk in real-time.

The firm also claimed its fraud loss rate is significantly below the industry average.

The Cockpit platform integrates over 20 large language models and combines them with Ant’s proprietary financial datasets.

This includes support for retrieval-augmented generation and tools for benchmarking and evaluation tailored to financial services.

Among the early applications is the Antom Copilot, which helps merchants optimise payment integration, resolve onboarding issues, and configure risk management strategies using natural language prompts.

Ant’s platform also supports a variety of use cases, from customer service and marketing to travel and tax advisory.

It is compatible with multiple cloud environments, including those powered by partners like Google Cloud.

“The future of finance will be shaped by agentic AI that not only carry out tasks autonomously in real automated workflows and sophisticated financial business and compliance context with reliability, but also interact, evolve and learn rapidly in orchestration with ever-growing precision,”

said Jiangming Yang, Chief Innovation Officer of Ant International.

Featured image: Edited by Fintech News Singapore, based on image by
thanyakij-12 via Freepik