FinTech Startups in Philippines

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Philippines FinTech Startups in Payments


Founded:2014 | "Top"Top

Top Philippines Fintech Startups-19

Tagcash is a digital wallet which you can top up either at a local 7-Eleven convenience store in the Philippines, by bank transfers, via a local agent and by using bitcoins. Transactions on Tagcash are made via SMS, web, mobile or API integrations, and are free of charge.
Total Equity Funding: $3M in 1 Round
Most Recent Funding: $3M Angel on June 29, 2015


Founded:2014 | "Top"Top"Top

Top Philippines Fintech Startups-22 provides Filipinos and overseas Filipinos a better way to purchase life’s essentials – groceries, supplies, care and prescription medicines – for their loved ones within the Philippines. In partnership with stores throughout the Philippines, the BeamAndGo way of giving is secure, efficient, convenient and digital.


Founded:2014 | "Top"Top"Top

Top Philippines Fintech Startups-20 is a money transfer platform with mobile devices, powered by blockchain technology. The mobile wallet empowers consumers and small businesses by giving them direct access to world class financial services.


Founded:2015 | "Top"Top"Top

Top Philippines Fintech Startups-9

PaidUp is a new mobile phone app that allows small and medium sized businesses to gain more customers and revenue by strengthening the trust they have with their top fans – who can now invest in their favorite stores in return for special discounts and offers.


Founded:2010 | "Top"Top

Top Philippines Fintech Startups-3

Pitaca Digital Services is a registered trademark of MobileVentures Inc based in Manila established in 2010 with a vision to enable emerging markets to benefit from the revolution in smartphones, mobile technology and information technology. Pitaca has raised a funding round led by boutique investment services and financial advisory company Carillion Partners.


Founded: | "Top"Top

Top Philippines Fintech Startups-10

The ZAPtag is the Philippines’ first smart sticker that lets consumers earn instant rewards such as Cash Back Points, Coupons and Jackpots with just a tap.


Founded:2015 | "Top"Top

Top Philippines Fintech Startups-6

E-Peso, a product of Genuisys International Systems Corp (GISC) is a digital/virtual currency based on the Philippine Peso. E-Peso is structured to support features such as cashless products, high security, AMLA compliance, mobile money, E-Payment, E-Payroll, E-
Merchants, E-Attendants and ATMs.


Founded:2015 | "Top"Top"Top

Top Philippines Fintech Startups-18

PayMaya Philippines Inc. is the digital financial unit of PLDT and Smart Communications, Inc. It is backed by two global leaders in the converging Internet platforms, digital financial services, mobile money, and e-Commerce spaces – PayMaya and Rocket Internet.


Founded:2010 | "Top"Top

Top Philippines Fintech Startups-14

Dragonpay, acting as a payment gateway, specializes in online payment solution that uses online and offline banking facilities, and other non-traditional brick-and-mortar outlets, to accept payments from a broader market base in a more secure and cost-effective manner.
Total Equity Funding: Undisclosed Amount in 1 Round from 1 Investor
Most Recent Funding: Series A on November 4, 2014 / Undisclosed Amount


Founded:2006 | "Top"Top"Top

Top Philippines Fintech Startups-17


PesoPay is the online payment gateway system, a product of AsiaPay in the Philippines. They provide secure and seamless electronic payment solutions for both SME’s and large enterprises.


Founded:2010 | "Top"Top

Top Philippines Fintech Startups-5

WEEPAY is a subsidiary of Accord Capital Equities Corporation , the first local broker dealer in S.E.C history to abide by the SRC Ruling 28.1-1 which requires an UNIMPAIRED PAID-UP CAPITAL of 125 Million Pesos. This specializes in funding


Founded:2009 | "Top"Top"Top

Top Philippines Fintech Startups-4

BPI Globe BanKO Inc. (BanKO) is the first mobile-based, microfinance-focused savings bank. It aims to provide the low-income segment with secure and convenient access to affordable financial services by leveraging on its combined assets and infrastructure in banking & telecommunications. In the past two years, BanKO has extended over P2B in loans to its partner MFIs, successfully reaching over 400,000 micro-entrepreneurs in the Philippines.


Founded:2004 | "Top"Top"Top

Top Philippines Fintech Startups-7

GCash is a service for Globe & TM customers which allows you to do the following using your mobile phone: Send& receive money to & from another Globe/TM mobile phone anytime & anywhere. Buy Prepaid load with an instant 10% rebate. They’ve since added an online payment system to it and partnered with American Express. It can also be used to verify a PayPal account.


Founded:2009 | "Top"Top"Top

smart communications

SMART Money is one of the first eWallet services in the Philippines, provided by telco Smart Communications. As an electronic wallet, Smart Money acts as a bank account that allows both merchants and online shoppers to make a payment service.


Founded:2014 | "Top"Top"Top

Top Philippines Fintech Startups-15

Qwikwire empowers travelers, expats, and immigrants to securely pay their real estate and other bills through multiple online channels (credit/debit card, ACH, or Bitcoin). Qwikwire provide administrators the ability to automate report generation for a more efficient management of payments enterprises receive


Founded:2008 |

Top Philippines Fintech Startups-21

Ayannah aims to be the leading provider of mobile commerce and payment services to the unbanked in emerging markets and unbanked migrants in OECD countries.
Total Equity Funding: $7.5M in 4 Rounds from 8 Investors
Most Recent Funding: $3M Series B on December 29, 2015


Founded:2014 | "Top"Top"Top

Bitbit is an e-wallet that allows you to take your money wherever you go. Bitbit allows you to send, receive and share money with friends and family with just a few taps over email, mobile and social media. Unlike other Bitcoin wallets, Bitbit goes beyond storing Bitcoin, keeping your funds in Peso and freeing it from the Bitcoin’s price votality.

Alt Paynet

Founded:2015 | "Top"Top


AltPayNet is a payment collaboration company enabling players in the payment value chain to break barriers by providing the best of bred technologies, global partnerships, and best practices.


Founded: 2009 | "Top"Top"Top

Payswitch is a powerful API that enables seamless, cost-effective and easy integration across a wide array of digital credits and payment channels.


Founded:2013 | "Top"Top"Top

Paylance is an online platform allows users to pay and transfer money to the Philippines through Bitcoin for free. The platform also allows users to shop in e-commerce site, PocketMarket.

Toucan Pay

Founded: 2015 | "Top"Top"Top


Toucan Pay lets non-credit card holders own virtual credit accounts for simplified credit payments online. Backed by DBS Innovations, Kairos Society and a delegate to  the World Bank organized by APEC.

Tapp Commerce

Founded:2013 | "Top"Top"Top

Tapp Commerce provides a platform for people without a bank account or a credit card to buy and sell goods & services online.


Founded: 2014 | "Top"Top"Top

PhilSmile is a school payment platform which enables you to conveniently make direct payments for your children’s tuition fees with colleges and universities in the Philippines, domestically or from abroad. You can pay education bills closer to your home at partner PhilSmile Padala Eskwela payment centers, pawnshops and convenience stores without having to lineup at the school cashier.  

True Money

Founded:2003 | "Top"Top"Top

Tapp Commerce provides a platform for people without a bank account or a credit card to buy and sell goods & services online.


Founded: 2010 | "Top"Top"Top

Paynamics Technologies is an Internet Payment Solution Provider. Paynamics developed a world class Internet Payment Gateway System called “Paygate”. Paygate is currently connected to over 20 global acquiring banks and service providers. Paygate is currently use by a multitude of merchants as their last mile connection to these acquiring banks. These merchants operate both low risk and high risk business models.

Founded:2014 | "Top"Top"Top was created to connect people to the global payment network that is bitcoin. They provide an electronic payment option that small and medium enterprises as well as everyday consumers can rely on, giving them access to the globl bitcoin market.

Philippines FinTech Startups in Alternative Financing



Top Philippines Fintech Startups-8

Lendr is an end-to-end loans origination and loans management platform aimed at financial institutions and credit providers. The latest Lendr app was the result of the partnership between The Rural Bankers Association of the Philippines and PLDT-owned tech company Voyager Innovations. Lendr is the first 24/7 digital loans marketplace platform in Philippines.


Founded: 2016 | "Top"Top"Top

Top Philippines Fintech Startups-27 is an operating subsidiary of MicroGroup Lending Corporation that provides an online access to the Loans provided for SMEs. Since 2015, MicroGroup has provided lending services to SME’s in the Philippines who are considered “unbankable” by commercial financial institutions.


Founded:2014 | "Top"Top"Top

Top Philippines Fintech Startups-2 is the largest network of lenders in the Philippines. They’ve so far serviced over 2,000 borrowers, with average loan value of PHP 100,000 (US$2,220), and the numbers continue to grow. In 2014, LoanSolution raised an undisclosed amount of seed funding from a group of international and local investors, led by Singaporean VC KK Fund.


Founded:2015 | "Top

Top Philippines Fintech Startups-29 is a platform providing advising for personal, home, vehicle and business loans. It analyzes users’ needs to determine the most suitable product. aims at serving as a bridge between borrowers and lenders and be the “one-stop loan solutions.”



Founded:2015 | "Top"Top"Top

Top Philippines Fintech Startups-13

PawnHero is the first online pawn shop in Southeast Asia and aims to reshape the industry by providing an affordable personal loan off a wide range of items. In 2015, PawnHero won Judge’s Choice in the Top 100 Startups Philippine Qualifiers and the Most Promising Startup in Asia at Echelon Asia Summit 2015. The online pawnshop startup has also won the 2016 Hack Osaka pitch contest in Japan held recently


Founded:2015 | "Top"Top"Top


Cropital is a crowdfunding platform connecting anyone to help finance farmers, be it private investors or individuals who just want to help.

Fuse Lending

Founded:2016 | "Top

Fuse aims to create and sustain opportunities for growth and stability for individuals and small businesses through responsible and fintech-enabled lending

First Circle

Founded:2015 | "Top"Top"Top


First Circle They provide short term finance to growing, productive companies to help them improve their cashflow and buy more inventory. 


Founded:2016 | "Top"Top"Top

Uploan employs a B2B2C model, partnering with employers to provide payroll deducted loans to those underserved by financial institutions in the Philippines. Through its online credit (P2P lending) marketplace, Uploan provides better loans to employees by matching the loans to investors who are looking for better returns in an asset secured against the borrower payroll.

Pera Agad

Founded:2016 | "Top"Top


Pera Agad is by Cash Credit, an international tech-based financial services company that has partnered with SMART to bring a fast unsecured credit provided exclusively to SMART Prepaid and TnT subscribers in the SMART Padala and Pera Hub centers.


Founded:2016 | "Top"Top

GAVA is a crowdfunding platform piloted in the Philippines, enabling others that they may dare to dream, wish, hope, build, create, and live, because Gava believes in the power of giving together. With convenient service, multiple payment methods, and transparent platform, giving together is made easier.


Founded:2016 | "Top"Top

FundKo is an online peer-to-peer platform which serves as an intermediary between borrowers who want to avail of a loan, and investors who want to earn potential high returns for their money. FundKo is a subsidiary of Guevent Investments Development Corporation (GIDC)


Founded:2016 |"Top"Top"Top

InvestEd provides accessible education loans to students from low-income families, especially those who cannot afford high-interest rates from microfinance lenders and are shut out from the financial system.


Founded:2016 | "Top"Top"Top

Top Philippines Fintech Startups-12

Acudeen is an online P2P marketplace for discounted invoices that helps small and SMEs with cash flow problems. This representative from Philippines will present itself at the Seedstars Summit in Switzerland on March 2017 for the prize of $1 million in equity investment.

Loan Ranger

Founded:2016 |"Top is the first service in the Philippines that provides short-term instant or near-instant credit to consumers, providing a convenient and safe alternative to unregulated lenders.



BillEase is your online and hassle-free shopping partner that allows you to shop and pay at a later time. All you have to do is to submit an application form, wait for approval, and once approved, you can get your vouchers, which you can use for shopping in Lazada.


Founded:2017 |"Top

Balikbayad is a loan facility catered towards the needs of Overseas Filipino Workers (OFWs)

Philippines FinTech Startups in Remittance

Bloom Solutions

Founded:2015 | "Top


Bloom combines blockchains and cryptocurrencies with compliance tools to create a modern remittance network. Bloom has just been selected for the Google Launchpad program, a business accelerator that invests in companies building solutions for some of the world’s biggest problems.


Founded:2016 | "Top"Top

Sendah is an online gift remittance and payment platform that gives its users a ‘better way to send’ to the Philippines. Sendah carries a diverse range of products and services that make sending to the Philippines fast, easy and hassle-free.


Founded:2014 | "Top"Top"Top is a service of Satoshi Citadel Industries, a Philippine-based holdings company for Bitcoin-related ventures. Rebit aims to provider emittance service at a significantly lower rate than banks or money transfer agents by leveraging on the Bitcoin platform. Delivery options include forwarding to most local banks, as well as the most popular pawnshops and other payment centers.

Smart Padala

Founded:2004 | "Top"Top

Smart Padala is the largest domestic remittance brand in the Philippines with over 15,000 Smart Padala Centers across the country. Smart Padala also offers international remittance, bills payment, airtime load selling, and reloading of mobile wallet accounts including Smart Money and PayMaya to address the transactional needs of both the banked and the unbanked in emerging markets.


Founded:2014 | "Top"Top"Top mission is to help facilitate the growth of the Bitcoin economy in the Philippines by allowing anyone to sell or acquire BTC for PHP.

Founded:2014 | "Top"Top"Top

Coinage is the Philippines’ first enterprise-grade order book bitcoin exchange platform. They enable you to trade BTC and Philippine Peso (PHP) in a convenient, safe and straightforward way.

Philippines FinTech Startups in Payroll / HR


Founded:2013 | "Top"Top"Top

Top Philippines Fintech Startups-25

Salarium provides varied industries with a cloud-based payroll software that is innovative and dependable. This payroll service tech startup Salarium, leaded by Judah Hirsch, won the grand prize of $500,000 at the global Seedstars World Competition 2015 held in Geneva, Switzerland.

Founded:2016 | "Top"Top"Top

Horsepower is a cloud-based SaaS platform of Human Resource benefits, presented by flexi-bend product tier and managed by a single web and mobile app dashboard. Horsepower consolidates personal and government bills payment, Healthcare and Insurance, Business tools, Co-working spaces, General tax and legal support, access to SME financing, Virtual assistants, Retail rewards and membership referral rewards and more.


Founded:2016 | "Top"Top

Taxumo helps solo entrepreneurs, self-employed individuals, & professionals to easily compute, file, & pay for taxes, saving time and money.


Philippines FinTech Startups in Credit Rating / Analytics


Founded:2012 | "Top"Top"Top

Top Philippines Fintech Startups-11

Robur was originally founded as a means to meet the needs of two professional private investors who required access to quality financial data to assess them in their investment decisions. It’s modelled as the “Bloomberg for the individual investor”.


Founded:2016 | "Top"Top

Top Philippines Fintech Startups-26

MyFinB is a spin-off tech start-up from VSC Group’s venture builder arm to provide credit bureau analytics platform to organizations globally. It is the world’s first to allow organizations to have their own credit bureau platform/analytics and have total control of their own data and transactions within their own firm to make credit decisions.


Founded:2011 | "Top"Top"Top

Top Philippines Fintech Startups-23

Lenddo, one of Technology Pioneers 2014 by The WEF, empowers the middle class to use online social connections to demonstrate creditworthiness & access affordable, life-improving financial services.
Total Equity Funding $14M in 3 Rounds from 11 Investors
Most Recent Funding Series B on October 14, 2015 / Undisclosed Amount

Top Philippines FinTech in Comparison

Founded:2013 | "Top"Top"Top is Philippines’ most comprehensive online platform for comparing financial and telecommunication products, including credit cards, broadband plans, loans and other products and services that suit consumers’ needs.


Founded:2014 | "Top"Top"Top is a comparison portal intended for Filipinos looking for quick, secure, and complete banking and insurance information in the Philippines. Customers are provided with detailed information about their preferred credit cards (credit limit, promos & discounts, annual fee, and more) and insurances (coverage and premium) to help them find the perfect product that suits their lifestyle.

Founded:2013 | "Top"Top"Top is a free comparison site for financial products such as bank loans, credit cards & insurances. Apply for credit cards, personal loans, and more, while learning about financial investments and general money saving hacks.

Founded:2013 | "Top"Top"Top is a car insurance comparison website serving Philippines, formulated to enable you to make the right decision about your choice of car insurance. Keeping in view different demands of car owners nowadays, lets them find a suitable car insurance policy as per their needs in the easiest, pocket friendly and accessible manner

Founded:2017 | "Top

iMarket is a financial marketplace that bridges insurance principals and consumers directly in a fast, cheap and efficient way through technology. It is part of the Guevent Group of Companies, which has over 50 years experience in insurance, financial services, transport, technology and more.

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