Author: Dr. Pavel Melnichenko, Chief Technology Officer, AIROME Technologies

Nowadays the usual user authentication methods to portals, enterprise systems, VPNs and so on, are familiar to us all. We all know about authentication factors (what you know, what you have, and what you are), two-factor authentication, multi-factor authentication, how to implement these factors, and much more. In relation to payment transactions, there are many hidden pitfalls, because there is a range of fundamental differences between a regular application in an enterprise, for example, and a payment system like a plastic card, e-wallet, etc. Let’s take a look at this in more detail. With regard to enterprise-level authentication, we can…