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Jan heads KPMG Digital Village, he is also the co-lead for KPMG Global Innovation Network. He is helping organizations in co-creating radical new or optimizing existing business models that help corporate clients outpace the competition and create lasting impact. Jan is a published author specialising in the areas of Fintech and emerging technology.3 Articles

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Colleen leads the KPMG Innovation Lab part of KPMG Global Innovation Network, has more than 15 years of experience through the complete innovation life cycle, including strategy and investments. She has a deep understanding of trends across consumer-oriented industries, including consumer markets, financial services, banking, insurance, healthcare and telecom & media. The KPMG Innovation Lab focuses on sensing and understanding signals of change from an outside-in perspective, using a people-first lens.3 Articles

Dmitry Yatskaer is the Chief Technology Officer at OpenWay, with over 25 years of experience in the payment industry. He oversees the Way4 product development strategy and actively participates in OpenWay’s most sophisticated projects. He advises clients on the optimal payment solution architecture, new business line development, and large-volume card and merchant portfolio migrations. Dmitry has contributed to the successful launch of CMS platforms for ACB, Borgun, Comdata, Equity Bank of Kenya, equensWorldline, Halyk Bank, Network International, Nets, SIX Payment Services, and others.3 Articles

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Young millennial entrepreneur, Jean-Armand has been based in Switzerland for the past two years. His spark of interest in FinTech emerged from his professional experience and academia path spread in four of the five continents acquired during the last ten years. With a diverse background in consulting and socio-economic research, his areas of focus evolved around disruptive economics models & financial disintermediation.3 Articles

Minh Ha Truong is the Head of Growth, Asia Pacific at Paymentology, holding over two decades of expertise in the payments industry. With a distinguished 16-year tenure at Visa, Minh Ha played a pivotal role in expanding Visa’s presence in Vietnam, serving as the first local Country Manager and driving business growth across the Indochina market. In her current role at Paymentology, Minh Ha leads the company’s growth strategy across Asia Pacific, collaborating closely with clients, partners, and governments to foster innovation and market relevance. Her deep expertise in business development, strategic planning, relationship management, and portfolio growth is instrumental in advancing Paymentology’s regional footprint. Prior to joining Paymentology, Minh Ha served as Regional Director at BPC, later progressing to Head of Market Development, further solidifying her reputation as a leader in the global payments ecosystem.3 Articles

Ricardo Vidal is Chief Product Officer at Oradian. Oradian provides a flexible cloud-based core banking system that serves over 10 million people globally, mainly in remote and rural communities in the developing world. It supports institutional customers across 13 countries to scale their business and reach new clients. Ricardo is one of the top Product leaders in Europe, having won several awards for the products he built. He often serves as a senior advisor to startups, VCs, banks and FinTechs.3 Articles

Jean-Philippe Wolyniec is the Regional Director of Business Development in French-speaking countries and Europe at OpenWay. With over 17 years of experience in payments and smart cards, he has actively collaborated with major banks, MNOs and retailers, also payment and public transport industry stakeholders, to launch innovative services and engineer sales strategies. Prior to his current role, Jean-Philippe served as Sales Director at FIME and held various senior positions in sales and business development, product marketing and project management at Gemalto.3 Articles

Maria Vin is Head of Strategy at OpenWay, where her work covers payment technology strategy, business models, roadmap direction, and go-to-market initiatives across banks, processors, and fintechs. Her background spans product management, digital transformation, and strategy, with contributions over the years to payment innovations including early digital wallets, universal payment hubs, omni-channel payments, and payment SaaS models. Today, she focuses on AI-driven and other emerging propositions, as well as product, brand, and growth strategy.2 Articles

Jo-ann has more than 20 years of experience in the financial services industry and over 17 years of experience in the B2B payments industry. Her previous roles include leading the strategy, design, and development for consumer lending and business payments experience at digital lending and payments fintech provider WLTH, as Chief Product Officer. Prior to that, she was the Head of Products at MYOB (Mind Your Own Business Group Limited), responsible for product strategy and development of the company's financial services solutions spanning Payments, Loyalty, and Finance for businesses.2 Articles

Nakul Kothari is the Head of APAC & Middle East at Juspay, a global payments infrastructure platform that works with leading enterprises and banks to deliver seamless payment experiences. Nakul joined Juspay in 2019 and currently leads the company's expansion across Asia-Pacific and Middle East regions. With over a decade of experience in payments, fraud prevention, and fintech consulting, he brings deep industry expertise and strategic insights. Nakul is also a regular speaker at major payments and fintech conferences around the world. He holds an MBA from the Indian Institute of Management, Calcutta.2 Articles