Posts From Tun Yong Yap

Can DeFi Truly Become the Future of Financial Services?

In his book Crossing the Chasm, Geoffrey Moore suggests disruptive innovations follow an s-curve, where there is a gap or chasm between early adopters and the early majority. It would be fair to say Decentralised Finance or commonly abbreviated as

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Tackling Issues With Tech: A Look Into the Vietnam Proptech Industry

Last year, we saw movement restrictions causing office rents to plummet across Southeast Asia. As the region’s economies entered recession, consumer discretionary spending fell as many opted to wait out the economic storm. While office rents fell in Singapore, Bangkok

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Thriving Amidst Challenges: A Look Into the Singapore Insurtech Industry

It’s not about the cards you’re dealt, but how you play the hand. That would be an accurate depiction of the insurtech industry in Singapore. Insurance has been a tough nut to crack, especially in the city-state. Singapore is home

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A Look Into the Wealthtech Scene in Indonesia

Meet Naufal Rahman. In his mid-20s, the Jakarta native has been exploring Indonesian robo-advisor platform Bibit as he prepares to make his first foray into investing. Together with his millennial and Gen Z peers that make up a combined 53

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85% Of Consumers in SEA Adopt Cashless Payment Solutions

Within Southeast Asia, 85 per cent of consumers adopt some form of cashless payment solution, a study by Visa has revealed. Visa’s Consumer Payment Attitudes Study 2021 also found 46 per cent of Southeast Asian consumers carry less cash in

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A Look Into the Thai Wealthtech Industry

Tiktok. The short-form video platform has taken the world by storm since its launch in 2017, with more than 18 per cent of global internet users currently on TikTok. While the platform first gained its popularity for its 15-second videos,

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The Alibaba of SEA? How GoTo Is Shaking Up Fintech in the Region

Has the Southeast Asian startup ecosystem ever witnessed a quarter more exciting than the current one? We entered the second quarter with Grab’s blockbuster SPAC listing. Valuing the super-app at US$40 billion and being the largest SPAC deal to date,

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